Privacy Policy

1. Introduction

Lending Circle, a service provided by Glam Consultancy Pte Ltd (“we,” “our,” or “us”), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

2. Information We Collect

We collect information that you provide directly to us, including:

– Personal Information: Name, email address, phone number, NRIC/FIN number, date of birth, and address
– Financial Information: Income details, employment information, and existing financial commitments
– Any other information you choose to provide

We also automatically collect certain information when you visit our website, including:

– Usage Information: Pages visited, time spent on pages, and other interactions with our site
– Device Information: IP address, browser type, operating system, and device identifiers
– Cookies and Similar Technologies: We use these to enhance your experience and collect usage data

3. How We Use Your Information

We use the information we collect to:

– Provide, maintain, and improve our services
– Match you with potential lenders
– Communicate with you about our services
– Respond to your inquiries and provide customer support
– Comply with legal obligations
– Prevent fraud and enhance the security of our platform

4. Sharing of Information

We may share your information with:

– Financial institutions and lenders in our network to facilitate loan matching
– Service providers who perform services on our behalf
– Legal and regulatory authorities, when required by law

We do not sell your personal information to third parties.

5. Data Security

We implement appropriate technical and organizational measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

– Access to your personal information
– Correction of inaccurate information
– Deletion of your information
– Objection to or restriction of certain processing

To exercise these rights, please contact us using the information provided in the “Contact Us” section.

7. Retention of Information

We retain your information for as long as necessary to provide our services and comply with legal obligations. When we no longer need the information, we will securely delete or anonymize it.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites.

10. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Lending Circle
c/o Glam Consultancy Pte Ltd
18 Howard Road, Singapore 369585
Email: lendingcircle@gmail.com.sg

12. Consent

By using our website and services, you consent to our Privacy Policy and agree to its terms.